Electrical Coverage

Electrical

We cover the interior electrical system that supplies power to your home.

Covered

Interior Wiring

The interior wiring includes wiring that delivers power to electrical outlets, permanent light fixtures and switches, appliances, or sub-panels in the home.

Main Panel

The main panel contains the circuit breakers that deliver electricity to different areas of your home.

Sub-Panels

Sub-panels contain additional circuit breakers that deliver power to large appliances like the HVAC system.

Circuit Breakers

Circuit breakers stop the flow of electricity when the current gets too high. This protects appliances in the home against electrical damage.

Not Covered

Damage or Misuse

Circuit Overload - Most homes these days have GCFI outlets or breakers, which in large part prevents circuit overloads, but when breakers are double-tapped, it overloads the breaker, creating a dangerous situation.

Broken or Severed Wires - Wires that are damaged by being broken or severed are the responsibility of whomever damaged them, usually a contractor who, if licensed, has insurance to cover those costs.

Power Outages - We're here if your electrical system fails through normal use, not due to weather or accidents. Power outages can damage electrical systems, and if that's the case please contact your local electrical utility or homeowner's insurance.

Junction Boxes - A junction box refers to the metal box itself. If it rusts or gets damaged, it's a cheap and easy fix.

Low Voltage - Damage caused by low voltage events probably falls under your homeowner's insurance coverage. We're here if your electrical system fails through normal use, not due to weather or accidents.

Faceplates, switches, fixtures

Face plates, switches, and fixtures are all inexpensive and easy to change yourself. Besides, most homeowner's would rather choose the look of their face plates and fixtures rather than accept whatever an electrician has with them.

Accessory Wiring

This includes wiring for smart home products and audio, video, computer, intercom, alarm, or security wiring. Our electrical coverage is for the system that supplies power to your home, not for A/V and internet cables, which do not require a licensed electrician to service or repair.

Modifications or Code Upgrades

Adding to or upgrading your system to meet increased needs or to meet code requirements is the homeowner's responsibility. We're here if your system experiences a failure.

Troubleshooting

Troubleshooting or exploratory efforts are not part of the repair process, so things like wire tracing will not be covered. The repair itself, however, will be covered.

Aluminum Wiring

Aluminum wiring is no longer installed in homes because it presents a fire hazard. In most cases, aluminum wiring is not up to code and must be replaced if repairs are performed.

Sample contract

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