AFC Home Club is more than just a warranty company: we’re here to help you protect some of the most important things in life: your health, your home, and your bank account. That’s why we offer our members exclusive products and services at special member rates—some are even free!


Cove® Smart Home Security

AFC has partnered with Cove® Home Security to bring our members top-quality home security at unbeatable member rates. Cove’s wireless, easy-to-install home security systems offer affordable, dependable protection for your home—plus features that make your life easier!

Homeowner’s and Auto Insurance

AFC is also an insurance marketplace, which means we will help you shop and compare quotes for homeowners, auto, condo and renters coverage from over 20 different insurance carriers. All you need to do is answer a few questions about your home or automobile and our expert agents will help you choose the right coverage for the right price. And once you find a policy you’re interested in, they’ll even fill out the paperwork for you.

Encompass Parts and Home Goods

Through our partnership with Encompass, our national parts supplier, you’ll save big on over eight million genuine parts and home goods. Encompass stocks everything from garbage disposals and tankless water heaters to video game controllers, and their downloadable service manuals help with DIY repairs.

Utility Concierge

Utility Concierge is a free service that coordinates all of your utilities and home services in one quick call. Your personal concierge will help you find the best solutions to fit your needs—it's especially useful for new homeowners and home buyers.

FOR YOUR HEALTH (and your family’s)

Pet Benefits

We love our pets, but they can be expensive! This coverage provides savings of 25% off in-house medical services at participating veterinarians, including routine care visits, sick visits, vaccinations, emergency visits, surgeries and even dental care. Plus, you’ll receive access to a 24-hour pet hotline and discounts at 250,000 retailers, all for $14.95 a month.

Vision and Dental Discounts

Routine trips to the dentist and eye doctor help your family stay healthy. These easy-to-use programs are designed to instantly save you money right in the provider’s office.

Dental Insurance

Keep your smile healthy with access to a nationwide network of over 85,000 dental offices. Getting the right care is easy and convenient with 100% covered preventive care and no need to submit claim forms.

Vision Insurance

Millions of Americans deal with vision issues on a daily basis, but most vision problems can be corrected. This insurance gives you access to a nationwide network of eye care centers with discount rates that offset the expense of eye exams, glasses, and contact lenses.

River Primary Care

River is a fantastic subscription service for your everyday health needs. With River, you can see a doctor when you’re sick, get prescription refills, selected labs, birth control, nutritionist appointments, and more for just $35/month.

Emergency Alert Network

When the unexpected occurs, EAN works with emergency services to provide personnel with vital medical information and alert those closest to you. EAN’s emergency specialists are available 24 hours a day, 7 days a week, 365 days a year, and your information is collected in their secure database to ensure your complete privacy.

Emergency Transport Coverage

Many Americans believe that their health insurance policies cover their ambulance expenses. Unfortunately, most health insurance does not. MASA MTS protects you and your family from these expenses by providing comprehensive financial protection for lifesaving emergency transportation services, both at home and away from home.

Supplemental Insurance

With four different plans available, Alliance Supplemental Insurance is designed to pay a fixed benefit amount for certain critical illnesses, like a heart attack or cancer, and for hospital confinement due to a covered accident or sickness.


Whole Life Insurance

Life insurance protects your family from the burden of final expenses. Whole life insurance is a permanent life insurance policy guaranteed for the insured’s lifetime with consistent premiums and a guaranteed return on the policy’s cash value. Give a gift for a lifetime and protect your family.

Accidental Death Insurance

While you cannot predict when accidents happen, you can be prepared for them. This policy is an extra layer of protection for your loved ones.

Cyber ID Protection

Identity theft is a growing problem in the US, with new threats occurring daily. Protect your devices, your identity, and your bank accounts with this service.


DealCash offers savings at thousands of participating restaurants and retailers nationwide, as well as premium online partners like Amazon, GrubHub, Lowes, and Land’s End. Whether you’re looking for clothing, home goods, office supplies, or a night on the town, DealCash can save you up to 50% on your purchase.

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*Coverage may vary per state. Please review the sample contract for specific coverage, terms, and limitations.
Service Contracts not available in California.