When homeowners have issues with their home warranty, it’s usually because they don’t understand the coverage. At AFC, we strive for 100% customer satisfaction, so we’ve created this handy guide to show you exactly what you get when you sign up. Click on any system or appliance below to see which items are covered, which aren’t, and why.
Clothes Washer
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Clothes Dryer
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Kitchen Refrigerator
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Oven/Range/Cooktop
All components and parts. Double ovens that share parts are both covered, but double ovens that do not share parts require an additional fee for coverage.
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Dishwasher
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Built in Microwave
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Kitchen Refrigerator Icemaker
All components and parts.
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Garbage Disposal
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Garage Door Opener
All components and parts of 2 units.
Door, Track or Spring Assembly.
Air Conditioning & Heating Systems
Thermostats
Condenser Fan Motors
Compressors
Condensers
Capacitors
Coils
Relays
Contactors
Pressure Switch
Thermistor
Transformers
Defrost boards
Blower Motors
Condenser Fan Motors
Inducer Motors
Heating Elements
Igniters
Ignition Module
Burner Assembly
Thermocouple
Window Units
All Components and Parts relating to Geothermal
Portable Units
Chiller Systems and Components
Geothermal Components
Oil-based Boiler Systems
Solar Heating Systems
Fireplaces and Key Valves
Radiant Cable Heat
Humidifiers
Outside or Underground Piping
Standard or Electronic Filters
Computerized HVAC Management Systems or Zoned Controllers
Flues and Vents
Roof Jacks or Stands
Condenser Casings
Non-Ducted Wall Units
Condensate Pans
Condensate Line Stoppages
Cable heat
Wood Stoves (even if only source of heating) Humidifiers
Pad or Pad Frames
Automatic or Manual Dampers
Refrigerant Recapture and Disposal
Air Conditioning with Improperly Sized Systems
Hard-Start Kits
Heat Exchangers
Maintenance
Water Heater
Gas or electric water heaters up to 75 gallons, including tankless water heaters
Thermostat Assembly Parts and Components
Heating Elements Burner Assembly
Gas Valve
Drain Valve
Relief Valve
Circulating Pump
Solar Water Heaters and Associated Components and Plumbing
Vents
Flues
Storage or Expansion Tanks
Noise Caused by Sediment
Corrosion
Drip Pans
Multi-Valve Manifolds
Water Heater Pump Attachment
Interior Electrical
Interior Wiring
Panel and Sub Panels
Circuit Breakers
Low Voltage Wiring
DC Wiring
Circuit Overload
Inadequate Wiring
Aluminum Wiring
Faceplates
Fixtures
Switches
Wire Tracing
Power Outages
Troubleshooting
Modifications
Coding Violations
Plumbing Systems & Stoppages
Visible Interior Leaks and Breaks of Water Supply Pipes, Drain, Vent, and Waste Lines
Dishwasher Supply Line
Toilet Tanks/Bowls (replaced with white Builder's Grade as necessary)
Toilet Wax Ring Seals
Flush Valve
Refill Tube
Ballcock
Flapper
Fill Valve
Overflow Tube
Diverter Angle Stops
Hose Bibs
P Traps
Faucet
Piping Failure or Stoppage Which Includes Collapsed Piping, Freezing or Damage From Roots
Foreign Objects
Gas Leaks
Slab Leaks
Polybutylene,Quest,Galvanized Ping and Drains
Flange
Valves
Bathtubs
Shower Enclosures and Glass
Base Pans
Sinks
Toilet Lids and Seats
Cracks
Whirlpool Jets and Control Panel
Water Softeners
Pressure Regulators
Inadequate or Excessive Water Pressure
Leak Searches
Inaccessible Cleanouts, or Costs with Installing Cleanouts
Faucet Installation
Hydro Jetting
Camera Snaking
Ductwork
All Standard Ductwork throughout the Residence- Attachments to HVAC Units.
Improperly sized ductwork/duct system
Crushed ductwork
Ceiling/Exhaust/Attic Fan
All components and parts
Pool and/or Spa
Both the in-ground pool and spa equipment are covered if they use common equipment. If they have separate pump and filtration systems, then only one is covered unless
an additional fee is paid. Coverage applies to accessible working components and parts of the pumping system:
Main Pool Pump
Primary Heater
Motor
Gaskets
Blower
Timer
Valves (limited to back flush, actuator, check, 2-way, and 3-way valves)
Relays and Switches
Pool Sweep Motor and Booster Pump
Above-ground plumbing pipes and wiring that are associated with primary pump and filter.
Filters
Saltwater Filtration/Osmosis
Salt Water Components
Control Panels
Electronic Boards
Lights & Solar Equipment
Liners
Maintenance
Housing and related equipment
Structural Defects
Inadequate Pressure
Jets
Ornamental Fountains, Waterfalls, and their Pumping Systems
Above-Ground/Portable Pools or Spas Built Into Decking
Well Pump
Pump
Drive Coupling and Cap
Air Volume Control
Flow Kit Control
Foot Valves
Torque Arrestor
Holding or Storage Tanks
Digging
Locating Pump
Pump Retrieval
Re-drilling of Wells
Well Casings
Pressure Tanks
Pressure Switches and Gauges
Check Valve
Relief Valve
Drop Pipe
Booster Pumps
Piping or Electrical Lines Leading to or Connecting Pressure Tank and Main Dwelling (including wiring from control box to the pump)
Well Pump and Components for Geothermal or Water Source Heat Pumps
Sump Pump
Sump pump for groundwater that is permanently installed within the foundation of the home or attached garage.
Grey Water
Sewage Ejector Pumps
Portable Pumps
Backflow Preventers
Check Valves
Piping Modifications for New Installs
Central Vacuum
All Mechanical System Components and Parts.
Accessories or Hoses
Removable Attachments
Clogged Pipes and Maintenance Related Breakdowns.
AFC is not responsible for the cost of gaining access to or closing access from the floor or walls either to locate the cause of malfunction or to affect repair or replacement.
Stand Alone Freezer
All Parts and Components that affect the operation of the unit.
Ice Maker
Crushers
Dispensers and related Equipment
Internal Shell
Racks
Shelves
Glass Display
Lights
Knobs
Caps or Dials
Condensation Pans
Clogged Drain or Lines
Grates
Food Spoilage
Freon
Disposal and Recapture of Freon
Door Seals or Gaskets
Door Hinges or Handles
Second Refrigerator
All components and parts.
Insulation
Doors
Refrigerator Water Lines
Removable Parts
Ice Crushers
Beverage Dispensers
Refrigerant Recapture, Reclaim or Disposal
Ice Maker unless additional fee is paid and item is listed in additional coverage on declaration page
Septic System
Sewage Ejector Pump
Jet Pump
Aerobic Pump
Tank
Line from House
Leach Lines
Field Lines
Lateral Line
Tile Fields and Leach Beds
Insufficient Capacity
Clean Out
Pumping
Grinder Pump
Hot Water Dispenser
All components and parts
Leaks
Breaks of any kind
Rust
Mold
Corrosion
Double Oven
All components and parts, for the second portion of your double oven.
Insulation
Doors
Glass
Handles
Removable parts that do not affect the functionality of the equipment i.e. racks, shelves,etc.
Electronics
Total Electronics coverage protects your electronics against mechanical breakdown and power surge.
PCs
Tablets
Printers & Scanners
Modems & Routers
Laptops
Home Theater Systems
Gaming Systems
TVs
Cameras
Streaming Devices
Smart Door Locks
Smart Video Doorbells
Smart Home Security Cameras
Smart Thermostats
Smart Watches
Health and Fitness Bands
Roof Leak Repair
Roof leaks.
Porches
Patio
Cracks or Missing Material
Metal Roofs
Eco-Roofs
Camwood Shakes
Masonite Shingles
Items Penetrating The Roof (such as skylights, chimneys, and vents)
Roof-Mounted Installations (such as solar panels) and Leaks Associated with Their Attachments to the Roof