UNDERSTANDING WHAT'S COVERED

When homeowners have issues with their home warranty, it’s usually because they don’t understand the coverage. At AFC, we strive for 100% customer satisfaction, so we’ve created this handy guide to show you exactly what you get when you sign up. Click on any system or appliance below to see which items are covered, which aren’t, and why.

All components and parts

Leaks
Breaks of any kind
Rust

Mold
Corrosion

In-Refrigerator icemaker
Thermostat
Evaporator

Evaporator fan
Compressor
Condenser

Miniature refrigerators
Wine coolers

Water lines
Dispensers

Thermostat
Evaporator
Evaporator fan

Compressor
Condenser

In-Refrigerator icemaker
Miniature refrigerators
Wine coolers

Water lines
Dispensers

Ducted units
Electric units
Split and package units

Forced (air gas, electric, oil) wall-mounted units
Mini-splits
Heat pumps

All parts and components of geothermal systems located outside the home beneath its foundation
Window units
Humidifiers
Dehumidifiers
Geothermal units

Zoned controllers
Line stoppages
Storage tanks
Chiller systems

Interior wiring
Panel and Sub Panels

Circuit Breakers
Outlets

Exterior wiring
Audio, video, computer, or security wiring and cable

Fixtures
D.C wiring

Coverage is for leaks or breaks in:

Standard ductwork throughout the home
Plenums
Vapor barriers
Registers
Grills

Dampers
Improperly sized ductwork
Crushed ducts

Ducted units
Electric units
Geothermal units
Split and package units

Forced (air gas, electric, oil) wall-mounted units
Mini-splits
Heat pumps

All parts and components of geothermal systems located outside the home or beneath its foundation
Fireplaces and key valves
Humidifiers and dehumidifiers

Zoned controllers
Heat exchangers
Radiant cable heat

All components and parts.

This list applies to all appliances

Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers

Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal

Only Available for Diamond Plan

Clogs and blockages caused by normal wear and tear
Sewer line blockages
Permits
Excavating

Equipment
Backfilling holes
Reseeding yard
Inspections

Repairing any leak or break of Your Sewer Line if there is no clog or blockage.
Repairing any section of Your Sewer Line located inside Your Home.
Repairing any non-conforming drain line, such as a basement or storm drain system, connected to Your Sewer Line.
Repairing any septic tank or its components or attachments, such as a pump or grinder.
Repairing or installing any devices connected to Your Sewer Line, such as backflow preventers, clean outs, lift stations or pumps.

***The Exterior Water and Sewer Line coverage is provided by American Water Resources, LLC.
Not available in all states.

Only Available for Diamond Plan

Burst water pipe
Pipe damage from tree root
Leaking pipe
Leak due to pipe corrosion
Leak and breaks due to normal wear and tear

Excavating
Equipment
Backfilling holes
Reseeding yard
Inspections

Repairing any clog or blockage of Your Water Line.
Repairing any main shut-off valves that are not leaking
Repairing any Water Line not connected to a public or municipal water system.
Repairing any interior pipes beyond the main shut-off valve inside Your Home.
Repairing any connections and/or extensions to the Water Line, such as water lines to sprinklers, irrigation systems, pressure-reducing valves or backflow preventers.

***The Exterior Water and Sewer Line coverage is provided by American Water Resources, LLC.
Not available in all states.

All Mechanical System Components and Parts.

Accessories or Hoses
Removable Attachments

Clogged Pipes and Maintenance Related Breakdowns.

AFC is not responsible for the cost of gaining access to or closing access from the floor or walls either to locate the cause of malfunction or to affect repair or replacement.

Both the in-ground pool and spa equipment are covered if they use common equipment. If they have separate pump and filtration systems, then only one is covered unless an additional fee is paid. Coverage applies to accessible working components and parts of the pumping system:

Main Pool Pump
Primary Heater
Motor
Gaskets
Blower
Timer

Valves (limited to back flush, actuator, check, 2-way, and 3-way valves)
Relays and Switches
Pool Sweep Motor and Booster Pump
Above-ground plumbing pipes and wiring that are associated with primary pump and filter.

Filters
Saltwater Filtration/Osmosis
Salt Water Components
Control Panels
Electronic Boards
Lights & Solar Equipment
Liners
Maintenance

Housing and related equipment
Structural Defects
Inadequate Pressure
Jets
Ornamental Fountains, Waterfalls, and their Pumping Systems
Above-Ground/Portable Pools or Spas Built Into Decking

Roof leaks.

Porches
Patio
Cracks or Missing Material
Metal Roofs
Eco-Roofs
Camwood Shakes

Masonite Shingles
Items Penetrating The Roof (such as skylights, chimneys, and vents)
Roof-Mounted Installations (such as solar panels) and Leaks Associated with Their Attachments to the Roof
Gutter
Downspouts

Sewage Ejector Pump
Jet Pump

Aerobic Pump

Tank
Line from House
Leach Lines
Field Lines
Lateral Line

Tile Fields and Leach Beds
Insufficient Capacity
Clean Out
Pumping
Grinder Pump

All Parts and Components that affect the operation of the unit.

Ice Maker
Crushers
Dispensers and related Equipment
Internal Shell
Racks
Shelves
Glass Display
Lights
Knobs

Caps or Dials
Condensation Pans
Clogged Drain or Lines
Grates
Food Spoilage
Freon
Disposal and Recapture of Freon
Door Seals or Gaskets
Door Hinges or Handles

Gas or electric water heaters up to 75 gallons, including tankless water heaters
Thermostat Assembly Parts and Components
Heating Elements Burner Assembly

Gas Valve
Drain Valve
Relief Valve
Circulating Pump

Solar Water Heaters and Associated Components and Plumbing
Vents
Flues
Storage or Expansion Tanks
Noise Caused by Sediment

Corrosion
Drip Pans
Multi-Valve Manifolds
Water Heater Pump Attachment

Pump
Drive Coupling and Cap
Air Volume Control

Flow Kit Control
Foot Valves
Torque Arrestor

Holding or Storage Tanks
Digging
Locating Pump
Pump Retrieval
Re-drilling of Wells
Well Casings
Pressure Tanks
Pressure Switches and Gauges
Check Valve

Relief Valve
Drop Pipe
Booster Pumps
Piping or Electrical Lines Leading to or Connecting Pressure Tank and Main Dwelling (including wiring from control box to the pump)
Well Pump and Components for Geothermal or Water Source Heat Pumps