As the home of natural wonders and (mostly) mild winters, Arizona grows more and more popular with homeowners seeking to get the best life for their money.

When it comes to protecting that investment—the biggest purchase most people ever make—home warranty services shield homeowners from expensive repairs. And when it comes to home warranty companies in Arizona, AFC stands out.

A home warranty plan protects you against expensive repair bills when things in your home stop working.

When major systems or appliances in your home break down, AFC is there to help with repair or replacement. AFC sends a licensed repair professional to your home and foots the bill for covered repairs—you just pay a small service fee.

Our unbeatable coverage provides homeowners with peace of mind for their home, and our stellar service takes the hassle of out home repairs.

Issues Facing Arizona Homeowners

The Grand Canyon state is known for its extreme temperatures and climate, which makes air conditioning essential to most Arizona homes. Those same extreme temperatures put added strain on air conditioning systems, refrigerators, and standalone freezers throughout the hottest months of the year.

At higher elevations found in the northern part of the state (and don’t forget the sky islands), heating plays an equally crucial role in winter.

So when these home systems and appliances fail, they tend to do so right when they are needed most. Unfortunately for Arizonans, when they need AC repairs, so does everyone else.

That can cause delays and make repairs more expensive.

The Home Repair Hassle

Making the situation worse is Arizona’s rapidly growing population. Cities like Phoenix Scottsdale, Buckeye, Prescott, Mesa, and even Tucson are some of the fastest-growing areas in the US.

More people means busier technicians and contractors. That means finding a reliable professional can be more difficult.

It can also be more expensive. With a boom in new construction, many plumbers, electricians, and other professionals spend their time working on new housing. That leaves them with less time to answer calls from homeowners. And with rising demand comes rising prices.

AFC solves these problems for our customers. We have a nationwide network of qualified professionals, and we take care of the hassle of finding a contractor and pay them directly for covered repairs.

Since we guarantee renewal rates for coverage, you’ll pay the same amount for repairs year after year, even if repair prices go up.

How Home Warranty Coverage Works

Home warranties provide a service to repair or replace mechanical appliances and home systems when they malfunction. When you need repairs, AFC sends a licensed service technician to your home and foots the bill for any qualified expenses—you just pay a small service fee for covered issues.

Once the repair or replacement is complete, AFC guarantees it for the remainder of your coverage period—that’s up to three years! No other warranty company or service provider offers such a guarantee.

Peace Of Mind

A warranty helps you control and protect your budget, and AFC lets you also control who comes into your home for repairs. Without a warranty, many homeowners have trouble finding reliable contractors, and may settle for a less expensive but less skilled technician. They may have no choice but to pay exorbitant rates for repairs.

But the biggest issue when it comes to home repairs is that homeowners have not budgeted for the expense. A home warranty solves that problem, too, since the service is paid for in regular installments.

Best Home Warranty: AFC

When it comes to home warranty providers in Arizona, AFC stands above the rest. Apart from great pricing and superior in-house service:

  • We guarantee repairs longer than any other company.
  • We guarantee our rates longer than any other company.
  • We’re more transparent about exactly what’s covered.
  • We offer member benefits unlike any other American home warranty company.

Longest Workmanship Guarantee

AFC guarantees the parts and labor of any repair for the life of the plan—that’s up to three years. We work with skilled contractors who make lasting repairs, not quick, temporary fixes. No other company offers anything close, with most offering a 30-day maximum guarantee.

Guaranteed Rates

We lock in renewal premiums for a minimum of five years, so even if repair costs go up, you’ll pay the same great price for coverage year after year. Other home warranty offers may look similar to ours, but other companies raise their rates each year.


We make it easy for you to know exactly what is and isn’t covered and why—just check out our What’s Covered? page for everything you need to know.

We also provide customers with dedicated account managers, so you always have someone to contact with questions. From broken to fixed, we deliver outstanding service.

Member Benefits

You get more than just a warranty with an AFC Home Warranty warranty plan. Your membership comes with discounts on security services, home goods, dining, shopping, and more.

In-House Customer Service

AFC Home Warranty is an American company, so whenever you call or email, you’re speaking with someone who lives and works in our headquarters in Atlanta, Georgia. We’re available 24/7 and each representative handles every call with care and professionalism.

Customer Reviews

Want to see what others think of our warranty company? Read our customer reviews or check our Better Business Bureau profile.

Like what you’re reading? Get a free quote in minutes.

Our Home Warranty Plans

AFC gives our members plenty of coverage options so you can choose the plan that matches what you need.

  • Want to keep your home cool in the summer (and warm in the winter)? Go with our Systems Plan.
  • Worried about appliances like your oven, fridge, or washer/dryer? Our Silver Plan covers appliance breakdowns.
  • Want peace of mind for all the important items in your home? Choose the Gold Plan.
  • Want the best possible plan out there? Go with the Platinum Plan, which offers the most extensive coverage.

Systems Plan

Our Systems Plan is our most basic plan. It includes your home’s air conditioning, heating, plumbing, and electrical systems.

This home warranty plan also covers ductwork and the water heater.

Silver Plan

Worried about appliances like your oven, refrigerator, or washer/dryer? Our Silver appliance plan will put your mind at ease. For full details on plan options visit our Plans page.

Gold Plan

Want peace of mind for all the important items in your home? Choose the Gold Plan, which is a combo plan, meaning it covers systems AND appliances. Learn more on our Plans page.

Platinum Plan

Want the best coverage from the best home warranty company, period? Go with the Platinum Plan, which offers the most comprehensive coverage, from major appliances and home systems on down.

Click here for more details on which warranty best suits your needs.

What A Home Warranty Covers

Like most home warranty policies, our plans cover mechanical breakdown on common home items. When an appliance breaks down from normal wear or use, AFC assists with repairs and replacement costs. Covered items include:

  • Clothes Dryer
  • Clothes Washer
  • Kitchen Refrigerator
  • Oven
  • Stove/Range
  • Ice Maker
  • Built-in Microwave
  • Dishwasher
  • Garbage Disposal
  • Garage Door Opener
  • Air Conditioning/Cooler
  • Heating System
  • Water Heater
  • Electrical System
  • Plumbing System
  • Plumbing Stoppages
  • Fans (Ceiling/Attic/Exhaust)
  • Ductwork

Additional Coverage

Our plans can be customized with add-on coverage for extended peace of mind. Add-ons include:

  • Septic System
  • Sump Pump
  • Well Pump
  • Pool and Spa
  • Hot Water Dispenser
  • Standalone Freezer
  • Roof Leak Coverage

For basic plan details and in-depth information on exclusions, visit our Plans page.

Service Fee Choices

With any service contract such as a home warranty, customers pay a service fee each time they make a service request. The service fee, sometimes called a deductible or service call fee, is paid directly to the technician when they come to your home.

The amount of this fee is set when you purchase your home warranty. AFC offers homeowners several options for service fee: $75, $100, $125. The amount of the affects the overall price of the plan, allowing customers to find a coverage option that works with their budget.

Great For Home Buyers And Real Estate Agents

When someone is purchasing a new home, there are so many unknowns—the schools, the neighborhood, the structure itself—that it’s easy for a new homeowner to be overwhelmed by the decision.

Real estate professionals, home sellers, and buyers can use a home warranty to take away some of those unknown factors. A service contract from AFC reduces the perils faced by the new homeowner.

When a covered item breaks, the buyer has a service provider in AFC—we can fix the issue without blowing their budget at such a crucial time.

AFC’s coverage increases confidence in the purchase for everyone involved.

Homeowner's Insurance Vs. Home Warranty

The difference between homeowner insurance and AFC’s coverage is subtle, but important. Home insurance protects against damage from events like weather and fire, while AFC protects against everyday mechanical breakdown.

Likewise, our coverage is different from the manufacturer’s warranty on a given item, because it covers more than that item and can be renewed year after year.

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*Coverage may vary per state. Please review the sample contract for specific coverage, terms, and limitations.

Coverage not available in WA, CA and HI