The summers are getting hotter, the winters are getting colder. The appliances in your house are getting older, and more likely to break down with each passing day. While we can’t change the weather, AFC has a solution: we’re the best home warranty in California.

AFC’s unbeatable coverage helps homeowners keep their homes in working order while protecting their budgets against unexpected repair bills.

Our home warranty plans provide peace of mind and savings to homeowners across the Beehive state. From the Redwoods to the Central Valley to LA and San Diego, AFC takes the hassle out of home repairs.

Click Here to see plans and pricing for your home. Or read on to find out what makes AFC the best of the home warranty companies on the West Coast.

How An AFC Home Warranty Helps Homeowners

If you’re new to home ownership, you might be asking yourself, “what exactly is a home warranty?”

Home warranties provide a service to repair or replace mechanical appliances and home systems when they malfunction. When you need repairs, AFC sends a licensed service technician to your home and foots the bill for any qualified expenses—you just pay a small service fee for covered issues.

Once the repair or replacement is complete, AFC guarantees it for the remainder of your coverage period—that’s up to three years! No other warranty company or service provider offers such a guarantee.

Peace Of Mind

A warranty helps you control and protect your budget, and AFC allows you to control who comes into your home for repairs. Without a warranty, many homeowners have trouble finding reliable contractors, and may settle for a less expensive (and less skilled) technician. They may have to pay exorbitant rates for repairs.

But the biggest issue when it comes to home repairs is that homeowners have not budgeted for the expense. Since the service is paid for in regular installments, a home warranty solves that problem.

California Home Warranty Members Stay Cool (Or Warm)

Everything mechanical breaks down eventually, your appliances and systems included. But California’s weather puts extra strain on furnaces and air conditioners. With climates trends indicating more extreme temperatures in the coming years, your home’s systems will be pushed to the limit.

The hot summer months put the air conditioner to work, and each successive year leads to wear and tear on the unit. During the colder months, the heating and water heater are working overtime, accumulating similar wear and tear.

The air conditioning is more likely to break down on a hot summer day, which makes it more likely that a good contractor will be hard to find, and may even charge higher seasonal rates for repairs. Homeowners may have to wait a long time for repairs during peak seasons.

AFC streamlines and expedites the process while largely taking cost out of the equation. The result is less sweat, less stress, and less cost. And we cover plenty of other items in your home.

Good Help Is Hard To Find

Central air conditioning is a booming industry in California, with demand often outstripping supply and availability. This leads to a situation where finding a reliable repair company can be difficult and expensive.

Increased demand for technicians also means rates for repairs will steadily increase. An AFC membership guarantees your rate for coverage for at least five years, protecting you from rising repair costs.

Instead of bargain hunting to find the best deal or stressing over online reviews of repair companies, you can just call AFC. We’ll send someone from our network or professionals (or you can choose your own if you like) and we pay them directly for covered repairs.

Why AFC Is The Best Warranty

When it comes to home warranty providers in California, AFC stands above the rest. Apart from great pricing and superior in-house service:

  • We guarantee repairs longer than any other company.
  • We guarantee our rates longer than any other company.
  • We’re more transparent about exactly what’s covered.
  • We offer member benefits unlike any other American home warranty company.

Longest Workmanship Guarantee

Unlike other companies that guarantee repairs for 30 or 60 days, AFC guarantees the parts and labor of any repair for the life of the plan—that’s up to three years. We work with skilled contractors who make lasting repairs, not quick, temporary fixes.

Guaranteed Rates

We lock in renewal premiums for a minimum of five years, so even if repair costs go up, you’ll pay the same great price for coverage year after year.


We make it easy for you to know exactly what is and isn’t covered and why—just check out our What’s Covered? page for everything you need to know.

We also provide customers with dedicated account managers, so you always have someone to contact with questions. From broken to fixed, we deliver outstanding service.

Member Benefits

You get more than just a warranty with an AFC Home Warranty warranty plan. Your membership comes with discounts on security services, home goods, dining, shopping, and more.

In-House Customer Service

AFC Home Warranty is an American company, so whenever you call or email, you’re speaking with someone who lives and works in our headquarters in Atlanta, Georgia. We’re available 24/7 and each representative handles every call with care and professionalism.

Check Out Our Customer Reviews

Want to see what others think of our warranty company? Read our customer reviews or check our Better Business Bureau profile.

Like what you’re reading? Get a free quote in minutes.

Our Home Warranty Plans

AFC gives our members plenty of coverage options so you can choose the plan that matches what you need.

  • Want to keep your home cool in the summer (and warm in the winter)? Go with our Systems Plan.
  • Worried about appliances like your oven, fridge, or washer/dryer? Our Silver Plan covers appliance breakdowns.
  • Want peace of mind for all the important items in your home? Choose the Gold Plan.
  • Want the best possible plan out there? Go with the Platinum Plan, which offers the most extensive coverage.

Systems Plan

Our Systems Plan is our most basic plan. It includes your home’s air conditioning, heating, plumbing, and electrical systems.

This home warranty plan also covers ductwork and the water heater.

Silver Plan

Worried about appliances like your oven, refrigerator, or washer/dryer? Our Silver appliance plan will put your mind at ease. For full details on plan options visit our Plans page.

Gold Plan

Want peace of mind for all the important items in your home? Choose the Gold Plan, which is a combo plan, meaning it covers systems AND appliances. Learn more on our Plans page.

Platinum Plan

Want the best coverage from the best home warranty company, period? Go with the Platinum Plan, which offers the most comprehensive coverage, from major appliances and home systems on down.

Click here for more details on which warranty best suits your needs.

What A Home Warranty Covers

Like most home warranty policies, our plans cover mechanical breakdown on common home items. When an appliance breaks down from normal wear or use, AFC assists with repairs and replacement costs. Covered items include:

  • Clothes Dryer
  • Clothes Washer
  • Kitchen Refrigerator
  • Oven
  • Stove/Range
  • Ice Maker
  • Built-in Microwave
  • Dishwasher
  • Garbage Disposal
  • Garage Door Opener
  • Air Conditioning/Cooler
  • Heating System
  • Water Heater
  • Electrical System
  • Plumbing System
  • Plumbing Stoppages
  • Fans (Ceiling/Attic/Exhaust)
  • Ductwork

Additional Coverage

Our plans can be customized with add-on coverage for extended peace of mind. Add-ons include:

  • Septic System
  • Sump Pump
  • Well Pump
  • Pool and Spa
  • Hot Water Dispenser
  • Standalone Freezer
  • Roof Leak Coverage

For basic plan details and in-depth information on exclusions, visit our Plans page.

Service Fee Choices

With any service contract such as a home warranty, customers pay a service fee each time they make a service request. The service fee, sometimes called a deductible or service call fee, is paid directly to the technician when they come to your home.

The amount of this fee is set when you purchase your home warranty. AFC offers homeowners several options for service fee: $75, $100, $125. The amount of the affects the overall price of the plan, allowing customers to find a coverage option that works with their budget.

How To Get Started

If you’re ready to learn more about AFC Home Warranty, call 1-833-532-1191 or get a free quote online.

Our in-house account managers will gladly answer any questions you have, provide pricing, and offer flexible payment options. If you have more questions but don’t to speak on the phone, take a look at our frequently asked questions.

Great For Home Buyers & Real Estate Agents

When someone is purchasing a new home, there are so many unknowns—the schools, the neighborhood, the structure itself—that it’s easy for a new homeowner to be overwhelmed by the decision.

Real estate professionals, home sellers, and buyers can use a home warranty to take away some of those unknown factors. A service contract from AFC reduces the perils faced by the new homeowner.

When a covered item breaks, the buyer has a service provider in AFC—we will fix the issue without blowing their budget at such a crucial time.

AFC’s coverage increases confidence in the purchase for everyone involved.

Is Home Warranty Coverage Different From Homeowners Insurance?

The difference between homeowner insurance and AFC’s coverage is subtle, but important. Home insurance protects against damage from events like weather and fire, while AFC protects against everyday mechanical breakdown.

Likewise, our coverage is different from the manufacturer’s warranty on a given item, because it covers more than that item and can be renewed year after year.

Copyright © AFC Home Warranty, 2023. | All Rights Reserved | Privacy Policy | Terms & Conditions
*Coverage may vary per state. Please review the sample contract for specific coverage, terms, and limitations.

Coverage not available in WA, CA and HI