As states go, Florida is one of the most popular. Both tourists and those seeking to stay permanently increasingly flock to the Sunshine State. Because of this, homeowners have plenty of Florida home warranty options to protect their investment.

A home warranty from AFC Home Warranty protects homeowners if an appliance or system fails, giving homeowners peace of mind that their homes will remain functioning without depleting their bank accounts.

When major systems or appliances in your home break down, AFC is there to help with repair or replacement. AFC sends a licensed repair professional to your home and foots the bill for covered repairs—you just pay a small service fee.

When it comes to home warranty companies in Florida, AFC stands out from the rest with superior service, affordable prices, and unbeatable coverage.

Issues Facing Florida Homeowners

Let’s face it: no matter where you live, your home and its appliances will eventually need repairs. But Florida homeowners face a few additional challenges.

One huge issue for Floridians and their homes is the weather. While Florida’s climate attracts tourists, it puts intense strain on the air conditioning in each home. Not only does central air conditioning keep a home cool, but it also dehumidifies as part of the cooling process.

That means when it breaks down, homes get stifling and humid inside pretty quickly in the summertime. The heat can even put additional strain on refrigerators and standalone freezers, especially if these are kept in an uninsulated area like a garage.

The Home Repair Hassle

While repairs might be needed more often in Florida than in other states, home repair professionals can be hard to come by.

That’s because the population of Florida is growing so rapidly. Besides hosting millions of tourists each year, the Sunshine State is home to some of the fastest-growing metropolitan areas in the country.

Increased population means increased demand, which pushes prices up for professional contractors. Costs for service can rise dramatically, especially in areas with lots of new construction.

How Home Warranty Coverage Works

Home warranties provide a service to repair or replace mechanical appliances and home systems when they malfunction. When you need repairs, AFC sends a licensed service technician to your home and foots the bill for any qualified expenses—you just pay a small service fee for covered issues.

Once the repair or replacement is complete, AFC guarantees it for the remainder of your coverage period—that’s up to three years! No other warranty company or service provider offers such a guarantee.

Peace Of Mind

A warranty helps you control and protect your budget, and AFC lets you also control who comes into your home for repairs. Without a warranty, many homeowners have trouble finding reliable contractors, and may settle for a less expensive but less skilled technician. They may have no choice but to pay exorbitant rates for repairs.

But the biggest issue when it comes to home repairs is that homeowners have not budgeted for the expense. A home warranty solves that problem, too, since the service is paid for in regular installments.

Why AFC Is The Best Florida Home Warranty

When it comes to home warranty providers in Florida, AFC stands above the rest. Apart from great pricing and superior in-house service:

  • We guarantee repairs longer than any other company.
  • We guarantee our rates longer than any other company.
  • We’re more transparent about exactly what’s covered.
  • We offer member benefits unlike any other American home warranty company.

Longest Workmanship Guarantee

Unlike other companies that guarantee repairs for 30 or 60 days, AFC guarantees the parts and labor of any repair for the life of the plan—that’s up to three years. We work with skilled contractors who make lasting repairs, not quick, temporary fixes.

Guaranteed Rates

We lock in renewal premiums for a minimum of five years, so even if repair costs go up, you’ll pay the same great price for coverage year after year.


We make it easy for you to know exactly what is and isn’t covered and why—just check out our What’s Covered? page for everything you need to know.

We also provide customers with dedicated account managers, so you always have someone to contact with questions. From broken to fixed, we deliver outstanding service.

Member Benefits

You get more than just a warranty with an AFC Home Warranty plan. Your membership comes with discounts on security services, home goods, dining, shopping, and more.

In-House Customer Service

AFC Home Warranty is an American company, so whenever you call or email, you’re speaking with someone who lives and works in our headquarters in Atlanta, Georgia. We’re available 24/7 and each representative handles every call with care and professionalism.

Customer Reviews

Want to see what others think of our warranty company? Read our customer reviews or check our Better Business Bureau profile.

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Our Home Warranty Plans

AFC gives our members plenty of coverage options so you can choose the plan that matches what you need.

  • Want to keep your home cool in the summer (and warm in the winter)? Go with our Systems Plan.
  • Worried about appliances like your oven, fridge, or washer/dryer? Our Silver Plan covers appliance breakdowns.
  • Want peace of mind for all the important items in your home? Choose the Gold Plan.
  • Want the best possible plan out there? Go with the Platinum Plan, which offers the most extensive coverage.

Systems Plan

Our Systems Plan is our most basic plan. It includes your home’s air conditioning, heating, plumbing, and electrical systems.

This home warranty plan also covers ductwork and the water heater.

Silver Plan

Worried about appliances like your oven, refrigerator, or washer/dryer? Our Silver appliance plan will put your mind at ease. For full details on plan options visit our Plans page.

Gold Plan

Want peace of mind for all the important items in your home? Choose the Gold Plan, which is a combo plan, meaning it covers systems AND appliances. Learn more on our Plans page.

Platinum Plan

Want the best coverage from the best home warranty company, period? Go with the Platinum Plan, which offers the most comprehensive coverage, from major appliances and home systems on down.

Click here for more details on which warranty best suits your needs.

What A Home Warranty Covers

Like most home warranty policies, our plans cover mechanical breakdown on common home items. When an appliance breaks down from normal wear or use, AFC assists with repairs and replacement costs. Covered items include:

  • Clothes Dryer
  • Clothes Washer
  • Kitchen Refrigerator
  • Oven
  • Stove/Range
  • Ice Maker
  • Built-in Microwave
  • Dishwasher
  • Garbage Disposal
  • Garage Door Opener
  • Air Conditioning/Cooler
  • Heating System
  • Water Heater
  • Electrical System
  • Plumbing System
  • Plumbing Stoppages
  • Fans (Ceiling/Attic/Exhaust)
  • Ductwork

Additional Coverage

Our plans can be customized with add-on coverage for extended peace of mind. Add-ons include:

  • Septic System
  • Sump Pump
  • Well Pump
  • Pool and Spa
  • Hot Water Dispenser
  • Standalone Freezer
  • Roof Leak Coverage

For basic plan details and in-depth information on exclusions, visit our Plans page.

Service Fee Choices

With any service contract such as a home warranty, customers pay a service fee each time they make a service request. The service fee, sometimes called a deductible or service call fee, is paid directly to the technician when they come to your home.

The amount of this fee is set when you purchase your home warranty. AFC offers homeowners several options for service fee: $75, $100, $125. The amount of the affects the overall price of the plan, allowing customers to find a coverage option that works with their budget.

How To Get Started

If you’re ready to learn more about AFC Home Warranty, call 1-833-532-1191 or get a free quote online.

Great For Home Buyers And Real Estate Agents, Too

When someone is purchasing a new home, there are so many unknowns—the schools, the neighborhood, the structure itself—that it’s easy for a new homeowner to be overwhelmed by the decision.

Real estate professionals, home sellers, and buyers can use a home warranty to take away some of those unknown factors. A service contract from AFC reduces the perils faced by the new homeowner.

When a covered item breaks, the buyer has a service provider in AFC—we can fix the issue without blowing their budget at such a crucial time.

AFC’s coverage increases confidence in the purchase for everyone involved.

Florida Home Insurance Vs Florida Home Warranty

The difference between homeowner insurance and AFC’s coverage is subtle, but important. Home insurance protects against damage from events like weather and fire, while AFC protects against everyday mechanical breakdown.

Likewise, our coverage is different from the manufacturer’s warranty on a given item, because it covers more than that item and can be renewed year after year.

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*Coverage may vary per state. Please review the sample contract for specific coverage, terms, and limitations.

Coverage not available in WA, CA and HI