The Best Home Warranty in Washington State: AFC Home Club

home warranty company air conditioner peace of mind service call fee

America’s 1st Choice Home Club offers homeowners in the Evergreen State more than just unbeatable home warranty coverage—we provide Washingtonians with peace of mind for their homes.

From Seattle to Spokane and from Tacoma to Vancouver, our warranty plans help cover the cost to repair or replace your home appliances and major systems. When something breaks, AFC is there to fix it.

AFC Helps Washington Homeowners

If you’re new to home ownership, you might be asking yourself, “what exactly is a home warranty?”

When major systems or appliances in your home break down, AFC is there to help with repair or replacement. AFC sends a licensed repair professional to your home and foots the bill for covered repairs—you just pay a small service fee.

Our Home Warranty Plans

platinum warranty plan comprehensive coverage combo plan
gold plan combo plan major home systems appliances
silver plan covers appliances washer dryer refrigerator oven home warranty plan
systems plan covers systems major systems air conditioner heating water heater plumbing coverage
Warranty coverage combo plans appliance plan major home systems plan air conditioner AC furnace water heater

Finding the Right Plan

  • Want to keep your home cool in the summer (and warm in the winter)? Go with our Systems Plan.
  • Worried about appliances like your oven, fridge, washer or dryer? Our Silver Plan covers appliance breakdowns.
  • Want peace of mind for all the important items in your home? Choose the Gold Plan.
  • Want the best possible plan out there? Go with the Platinum Plan, which offers the most extensive coverage.

How a Washington home warranty works

Using your AFC plan is simple and easy!

Step 1: Request service

You can request repairs anytime! Make your request online or by calling 770-973-2400. 

Step 2: We assign a repair technician (or you can choose your own)

We’ll assign a technician from our network of professionals, or you can choose your own technician or contractor. The ability to choose helps homeowners who already know a repair company they trust.

When the technician arrives to fix the issue, you simply pay the service fee set by your plan.

Step 3: We pay for covered repairs

Once repair or replacement has been completed, we’ll pay the contractor directly. AFC guarantees our repairs for the remainder of your plan, so if you have an issue with your repair, we’ll send a technician back out at no cost to you.

Throughout the process, we’ll keep you updated via text, phone, and email.

AFC Does it Better

When it comes to home warranty providers in Washington state, AFC stands above the rest. Besides great pricing, superior in-house service, and the ability to choose your own technician:

  • We guarantee repairs longer than any other company.
  • We guarantee our rates longer than any other company.
  • We’re more transparent about exactly what’s covered.

And we offer member benefits unlike any other home warranty company.

Longest Workmanship Guarantee

AFC guarantees the parts and labor of any repair for the life of the plan—that’s up to three years. We work with skilled contractors who make lasting repairs, not temporary fixes. No other company offers anything close: most only offer a 30-day guarantee.

Guaranteed Rates

We lock in renewal rates for a minimum of five years, so even if repair costs go up, you’ll pay the same great price for coverage year after year. Other home warranty plans may look similar to ours, but those companies raise their rates every year.


We make it easy for you to know exactly what is and isn’t covered and why—just check out our What’s Covered? page for everything you need to know.

We also provide customers with dedicated account managers, so you always have someone to contact with questions. From broken to fixed, we deliver outstanding service.

Member Benefits

You get more than just a warranty with an AFC Home Club warranty plan. Your membership comes with discounts on security services, home goods, dining, shopping, and more.

In-House Customer Service

AFC Home Club is an American company, so whenever you call or email, you’re speaking with someone who lives and works in our headquarters near Atlanta, Georgia. We’re available 24/7.


Want to see what your neighbors think of our warranty company? Read our customer reviews or check our Better Business Bureau profile.Like what you’re reading? Get a free quote in minutes.

Frequently Asked Questions

Homeowner’s insurance generally covers large structural issues and physical damage due to weather, fire, or theft. AFC’s coverage is designed to pick up where homeowner’s insurance leaves off, covering the daily operation of the systems and appliances in your home. 

A service request follows these basic steps:

  1. When you need repairs on home systems or appliances, call AFC at 855-613-4555 or place a claim online.
  2. We’ll dispatch a technician promptly to your home—you can also choose your own if you like. You will pay the technician the service fee.
  3. The technician will diagnose the problem and contact us.
  4. The technician’s diagnosis will determine whether the issue is covered by AFC. Once approved, the technician will repair or replace the covered item with a similar or like  system/appliance based on equipment of similar features, capacity, efficiency and value.
  5. We will contact you after repairs are completed to make sure that they have been done to your satisfaction.

Home protection coverage insulates your budget from sudden repair costs. Instead of paying full retail price for repairs, you pay the premium for coverage and the service fee. With one of AFC’s plans, you’re covered for major and minor repairs on a long list of parts and components.

We do not require a home inspection to qualify for an AFC Home Club membership.  Any issue that occurs after your 30-day waiting period is eligible for coverage.

Note: Plans purchased upon sale of a home may be eligible for coverage to begin immediately—see Real Estate FAQs for more information.

AFC offers free enrollment several great memberships that help protect more than just your home. Visit our Club Benefits page to find out more!

No. And no other company truly is either.

A warranty can only be supplied by the manufacturer of that item. Since AFC did not manufacture your home or any of its items, what we provide is not technically a home warranty. What AFC and other home warranty companies provide are service contracts, and home warranty coverage is an agreement to repair items in your home that malfunction mechanically. In this respect, AFC is no different than any of the other service providers in the United States.

What makes AFC better than just a home warranty company is that we offer additional benefits to our members, benefits that make their lives safer and more convenient. Because of this, we consider ourselves to be the first home club that meets our member’s home warranty needs.

It’s easy! You can make requests online or over the phone—simply dial 1-855-613-4555 or click here

Yes you can. Our in-house service line is operated 24/7, so you can call 855-613-4555 at any time . Claims can also be made online.

Keep in mind that most technicians are not available after regular hours, and our service staff may be unable to make contact with technicians until the beginning of the next business day. We are not an emergency service, but you can contact an after-hours technician for late nights, holidays, or weekends—we accept repairs from any licensed, insured technician.

Factors such as demand and workload can affect how soon technicians are able to make repairs, but it’s our responsibility to have the appointment scheduled within 24-48 hours during normal working times.

If the technician’s diagnosis determines that the item cannot be repaired (often because parts are no longer available), the technician will repair or replace the covered item with a similar or like  system/appliance based on equipment of similar features, capacity, efficiency and value.

If the cost of repair is higher than the item’s value, we’ll give you the item’s fair market value towards a new item.

Yes. Please call 855-613-4555 or request service online.

Of course! While we have a great nationwide network of technicians, you also have the option to choose your own as long as they are licensed, bonded and insured. You can learn more about it here.

A work guarantee refers to a length of time after a repair during which the homeowner will not have to pay if the same issue occurs again. Most home warranty companies will guarantee a repair for 30, sometimes 60 days, but AFC Home Club offers the longest work guarantee in the industry: we’ll guarantee the cost of parts and labor on repairs for the life of the plan.

Check out our blog post on work guarantees to learn more.

You can request service as often as you need it. There is no limit on the number of times you can request service, and the number of service requests does not affect your rate. Ever.

Different plans cover different items— basic information can be found on our Plans page.

For more specific details on coverage, visit our What’s Covered page. 

Of course! Our What’s Covered page features sample contracts in PDF format PLUS detailed explanations of how our plans work.

You do not need a home inspection or maintenance records to purchase coverage, but AFC requires that HVAC systems receive annual maintenance in order to be eligible for coverage.

This means that homeowners need to have a technician perform preventative maintenance, also called a tune-up, on the unit, and be ready to present the documentation to our service staff when requesting service for a failed HVAC system.

Yes! We offer a number of add-on coverages like pool & spa, septic pump, tankless water heater, and more. Visit our Plans & Pricing page for more information.

You can request service as often as you need it. There is no limit on the number of times you can request service, and the number of service requests does not affect your rate. Ever.

AFC provides coverage in every state except for Hawaii.

Coverage begins 30 days after enrollment and receipt of applicable membership fees. One-year plans continue for 365 days from your signup date and three-year plans continue for three times as long.

Note: Plans purchased upon sale of a home may be eligible for coverage to begin immediately. See the Real Estate FAQ section for more information.

Unfortunately, we cannot cover everything in your home; however, AFC Home Club has some of the most comprehensive coverage in the industry.  We cover items that are in good working condition and are properly maintained at the time of enrollment.

You can download our sample membership for a specific list of covered items, limitations, maintenance requirements, and any exclusions.

Yes! AFC Home Club offers four different plans and plenty of optional coverages.  Items such as a well pump, pool and spa equipment, septic systems, stand-alone freezers, ice-makers, plumbing stoppages, and tankless water heaters are available for an additional fee at the time of enrollment.

You can customize a package to fit your needs any time.  Simply call 1-866-242-0629 and let us create a personalized plan or do it yourself online.

30 days from the date of renewal, we’ll start getting in touch with you regarding renewal. For questions regarding renewal, call 1-866-242-0629.

Yes, you can cancel at any time. With AFC Home Club, you are not locked into a contract.

If you cancel within the waiting period, you will receive a refund. After coverage has become effective, you will receive a prorated refund based on the months not used in the plan and less any service or claims costs incurred by AFC Home Club. A $75 cancellation fee may be applied.

Yes! Just call 1-855-972-7736 to transfer the plan to the buyer. 

You can start protecting your home with a plan at any time, but in order to take advantage of special real estate pricing and terms, you must set up the plan within 15 days of purchase of a home.

For plans purchased as part of the sale of a home: with a valid home inspection report, we can begin coverage immediately upon closing of the home, waiving the standard 30-day waiting period and using your closing date as the beginning of the policy.

Please note that any issues with covered items that appear on the home inspection will have to be resolved before the item will be covered (see the next question below).

Typically, any issues found in the home inspection report should be addressed by the seller prior to closing. Known pre-existing conditions that show up on your home inspection report will not be covered by AFC or any home warranty company.

When you have repairs done on your new home prior to closing, hold on to any proof-of-repair invoices—realtors usually keep copies of these documents. These invoices help AFC confirm that your home had no pre-existing issues when your membership started.

A home inspector notes whether or not the unit functions at all, but doesn’t conduct any in-depth tests. Service Champions, a Northern California HVAC company, explains:

Home buyers assume that the home inspector has tested their heating and air conditioning equipment. But the home inspector may simply turn on your furnace and air conditioner to make sure they work…. HVAC systems, like cars, can work even if there are major problems.

By contrast, preventative maintenance is performed by a licensed HVAC contractor and is geared towards increasing the lifespan and performance of your unit. During maintenance, contractors not only inspect the unit but also clean filters and coils and make any adjustments necessary. Learn more about preventative maintenance and its benefits here.

We love working with real estate professionals!

A few things to remember when helping your home buyers:

  • Real estate agents can easily create an invoice here.
  • When working with buyers, we can waive the standard waiting period, which usually extends over the first month of the plan, with a valid home inspection report. The report must be current, and we must have the document, whether supplied by the realtor or the buyer, before we can waive the waiting period and allow customers to make claims.
  • Check out the other FAQs in this section for further information. Thanks!

The price depends on the type of plan and service fee amount that you choose. Check plans and pricing online or call  1-855-972-7736 for a quick free quote.

When you request service, you will have to pay your set service fee set for each issue. This payment goes to the technician, and the service fee amount is set by the plan when you sign up—AFC offers $75, $100, and $125 service fees.

You are also responsible for any costs not covered by the plan. Details on limitations of coverage can be found here.

Yes! Pay-in-full and monthly options are available.

Yes, multi-property discounts are available. Call 1-866-242-0629 to speak with a sales representative for discounted rates.

As an AFC Home Club member, you will pay a set service fee (either $75, $100, or $125) each time you request service. This fee goes directly to the technician (plumber, HVAC technician, electrician, etc.).

The amount of the service fee is set by the plan when you sign up. Plans with a higher service fee amount are generally less expensive than plans with a lower service fee. 

Giving homeowners different service fee options allows them to find coverage that meets their needs and budgets at the same time.

For example,  since homeowners with a newer home and appliances are less likely to need frequent service, they might want to save money on their plan premium by choosing a higher service fee. Homeowners with an older home may anticipate requesting service more often, and may save money by choosing a lower service fee.

No. We’ll offer you the same rate and service fee that you had when you signed up, plus you will be eligible for discounted three-year rates available only to renewing customers.

AFC Home Club Call Now Button