This is the most complete coverage that AFC offers for your home. It covers your major home systems and appliances and also includes coverage for important home comforts like
the built-in microwave, plumbing stoppages, and refrigerator ice maker.
INCLUDED
Clothes Dryer
Clothes Washer
Kitchen Refrigerator
Oven
Range
Ice Maker
Dishwasher
Built in Microwave
Garbage Disposal
Garage Door Opener
Air Conditioning
Heating System
Water Heater
Electrical System
Plumbing Stoppages
Plumbing System
Ductwork
Fans
GOLD PLAN
Up to 15 Appliances and Systems
Our Gold Plan combines systems and appliance coverage into one great plan, giving you peace of mind for all the items you can’t live without.
INCLUDED
Clothes Dryer
Clothes Washer
Kitchen Refrigerator
Oven
Range
Dishwasher
Garbage Disposal
Garage Door Opener
Air Conditioning
Heating System
Water Heater
Electrical System
Plumbing System
Ductwork
NOT INCLUDED
Plumbing Stoppages
Built in Microwave
Fans
Ice Maker
SILVER PLAN
9 Appliances
From the garage to the kitchen and laundry room, our Silver Plan covers the appliances you use every day. Whether you’re baking in the oven, washing the laundry, or doing the dishes, this plan keeps your home running smoothly.
INCLUDED
Clothes Dryer
Clothes Washer
Kitchen Refrigerator
Oven
Range
Dishwasher
Garbage Disposal
Garage Door Opener
NOT INCLUDED
Air Conditioning
Heating System
Plumbing Stoppages
Fans
Electrical System
Plumbing System
Plumbing Stoppages
Ductwork
Built in Microwave
Ice Maker
SYSTEMS PLAN*
6 Systems
Get protection for the major systems that keep your home liveable. This plan covers core items like air conditioning, heating, plumbing, electrical systems, and more.
INCLUDED
Air Conditioning
Heating System
Water Heater
Electrical System
Plumbing System
Ductwork
NOT INCLUDED
Clothes Dryer
Clothes Washer
Kitchen Refrigerator
Oven
Range
Dishwasher
Garbage Disposal
Garage Door Opener
Plumbing Stoppages
Built in Microwave
Ice Maker
Fans
ADDITIONAL COVERAGE
Electronics
Sump Pump
Septic System
Central Vacuum
Pool & Spa
Stand Alone Freezer
Roof Leak Repair
A PLAN (AND PRICE) TO FIT EVERY HOME
AFC’s flexible coverage offers a plan for every budget. Your cost for coverage depends on a few details:
The square footage of your home
Which plan you choose
The service fee you select
Any additional coverage you add to your plan
You may also receive a lower price based on the payment plan you choose—plans paid annually are usually less expensive than plans paid monthly. To see your pricing, simply
click here
SERVICE CALL FEE EXPLAINED
A service fee is a common feature among home service plans. During any service request, you will pay a fee directly to the professional who comes to your home for
repairs. This fee is the same for every type of professional: plumber, electrician, HVAC technician, etc.
AFC lets you choose your service fee amount—$75, $100, or $125. Which service fee amount you choose affects the cost of your plan: the higher the service fee, the
lower the cost of the plan.
NEED EXTRA COVERAGE?
AFC offers coverage beyond what’s found in our plans. Check out our add-ons section to find coverage for your pool, spa, tankless water heater, and more.
HAVE QUESTIONS? CALL US NOW
866-242-0629
MEMBERS GET MORE WITH AFC
AFC Home Club is more than just a warranty. Our home club memberships ensure peace of mind no matter which plan you choose. Every plan includes:
The longest work guarantee in the industry
24/7 access to our in-house service team
The ability to choose your own technician
Additional savings on home security, insurance, shopping, and more
Guaranteed rate for coverage for the next five years.
WHAT'S COVERED?
When homeowners have issues with their home warranty, it’s usually because they don’t understand the coverage. At AFC, we strive for 100% customer satisfaction, so we’ve created this handy guide to show
you exactly what you get when you sign up. Click on any system or appliance below to see which items are covered, which aren’t, and why.
Clothes Washer
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Clothes Dryer
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Kitchen Refrigerator
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Double Oven (unless added on)
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Refrigerant Recapture
Reclaim or Disposal
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Oven/Range/Cooktop
All components and parts. Double ovens that share parts are both covered, but double ovens that do not share parts require an additional fee for coverage.
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Dishwasher
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Built in Microwave
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Kitchen Refrigerator Icemaker
All components and parts.
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Garbage Disposal
All components and parts
This list applies to all appliances
Portable Units
Counter Top Units
Insulation
Doors
Doors
Glass
Handles
Refrigerator Water Lines
Ice Crushers
Beverage Dispensers
Plastic Mini Tubs
Baskets
Drums
Venting
Damage To Clothing
Overloading
Refrigerant recapture, reclaim, or disposal
Garage Door Opener
All components and parts of 2 units.
Door, Track or Spring Assembly.
Air Conditioning & Heating Systems
Thermostats
Condenser Fan Motors
Compressors
Condensers
Capacitors
Coils
Relays
Contactors
Pressure Switch
Thermistor
Transformers
Defrost boards
Blower Motors
Condenser Fan Motors
Inducer Motors
Heating Elements
Igniters
Ignition Module
Burner Assembly
Thermocouple
Window Units
All Components and Parts relating to Geothermal
Portable Units
Chiller Systems and Components
Geothermal Components
Oil-based Boiler Systems
Solar Heating Systems
Fireplaces and Key Valves
Radiant Cable Heat
Humidifiers
Outside or Underground Piping
Standard or Electronic Filters
Computerized HVAC Management Systems or Zoned Controllers
Flues and Vents
Roof Jacks or Stands
Condenser Casings
Non-Ducted Wall Units
Condensate Pans
Condensate Line Stoppages
Cable heat
Wood Stoves (even if only source of heating) Humidifiers
Pad or Pad Frames
Automatic or Manual Dampers
Refrigerant Recapture and Disposal
Air Conditioning with Improperly Sized Systems
Hard-Start Kits
Heat Exchangers
Maintenance
Water Heater
Gas or electric water heaters up to 75 gallons, including tankless water heaters
Thermostat Assembly Parts and Components
Heating Elements Burner Assembly
Gas Valve
Drain Valve
Relief Valve
Circulating Pump
Solar Water Heaters and Associated Components and Plumbing
Vents
Flues
Storage or Expansion Tanks
Noise Caused by Sediment
Corrosion
Drip Pans
Multi-Valve Manifolds
Water Heater Pump Attachment
Interior Electrical
Interior Wiring
Panel and Sub Panels
Circuit Breakers
Low Voltage Wiring
DC Wiring
Circuit Overload
Inadequate Wiring
Aluminum Wiring
Faceplates
Fixtures
Switches
Wire Tracing
Power Outages
Troubleshooting
Modifications
Coding Violations
Plumbing Systems & Stoppages
Visible Interior Leaks and Breaks of Water Supply Pipes, Drain, Vent, and Waste Lines
Dishwasher Supply Line
Toilet Tanks/Bowls (replaced with white Builder's Grade as necessary)
Toilet Wax Ring Seals
Flush Valve
Refill Tube
Ballcock
Flapper
Fill Valve
Overflow Tube
Diverter Angle Stops
Hose Bibs
P Traps
Faucet
Piping Failure or Stoppage Which Includes Collapsed Piping, Freezing or Damage From Roots
Foreign Objects
Gas Leaks
Slab Leaks
Polybutylene,Quest,Galvanized Ping and Drains
Flange
Valves
Bathtubs
Shower Enclosures and Glass
Base Pans
Sinks
Toilet Lids and Seats
Cracks
Whirlpool Jets and Control Panel
Water Softeners
Pressure Regulators
Inadequate or Excessive Water Pressure
Leak Searches
Inaccessible Cleanouts, or Costs with Installing Cleanouts
Faucet Installation
Hydro Jetting
Camera Snaking
Ductwork
All Standard Ductwork throughout the Residence- Attachments to HVAC Units.
Improperly sized ductwork/duct system
Crushed ductwork
Ceiling/Exhaust/Attic Fan
All components and parts
Pool and/or Spa
Both the in-ground pool and spa equipment are covered if they use common equipment. If they have separate pump and filtration systems, then only one is covered unless
an additional fee is paid. Coverage applies to accessible working components and parts of the pumping system:
Main Pool Pump
Primary Heater
Motor
Gaskets
Blower
Timer
Valves (limited to back flush, actuator, check, 2-way, and 3-way valves)
Relays and Switches
Pool Sweep Motor and Booster Pump
Above-ground plumbing pipes and wiring that are associated with primary pump and filter.
Filters
Saltwater Filtration/Osmosis
Salt Water Components
Control Panels
Electronic Boards
Lights & Solar Equipment
Liners
Maintenance
Housing and related equipment
Structural Defects
Inadequate Pressure
Jets
Ornamental Fountains, Waterfalls, and their Pumping Systems
Above-Ground/Portable Pools or Spas Built Into Decking
Well Pump
Pump
Drive Coupling and Cap
Air Volume Control
Flow Kit Control
Foot Valves
Torque Arrestor
Holding or Storage Tanks
Digging
Locating Pump
Pump Retrieval
Re-drilling of Wells
Well Casings
Pressure Tanks
Pressure Switches and Gauges
Check Valve
Relief Valve
Drop Pipe
Booster Pumps
Piping or Electrical Lines Leading to or Connecting Pressure Tank and Main Dwelling (including wiring from control box to the pump)
Well Pump and Components for Geothermal or Water Source Heat Pumps
Sump Pump
Sump pump for groundwater that is permanently installed within the foundation of the home or attached garage.
Grey Water
Sewage Ejector Pumps
Portable Pumps
Backflow Preventers
Check Valves
Piping Modifications for New Installs
Central Vacuum
All Mechanical System Components and Parts.
Accessories or Hoses
Removable Attachments
Clogged Pipes and Maintenance Related Breakdowns.
AFC is not responsible for the cost of gaining access to or closing access from the floor or walls either to locate the cause of malfunction or to affect repair or replacement.
Stand Alone Freezer
All Parts and Components that affect the operation of the unit.
Ice Maker
Crushers
Dispensers and related Equipment
Internal Shell
Racks
Shelves
Glass Display
Lights
Knobs
Caps or Dials
Condensation Pans
Clogged Drain or Lines
Grates
Food Spoilage
Freon
Disposal and Recapture of Freon
Door Seals or Gaskets
Door Hinges or Handles
Second Refrigerator
All components and parts.
Insulation
Doors
Refrigerator Water Lines
Removable Parts
Ice Crushers
Beverage Dispensers
Refrigerant Recapture, Reclaim or Disposal
Ice Maker unless additional fee is paid and item is listed in additional coverage on declaration page
Septic System
Sewage Ejector Pump
Jet Pump
Aerobic Pump
Tank
Line from House
Leach Lines
Field Lines
Lateral Line
Tile Fields and Leach Beds
Insufficient Capacity
Clean Out
Pumping
Grinder Pump
Hot Water Dispenser
All components and parts
Leaks
Breaks of any kind
Rust
Mold
Corrosion
Double Oven
All components and parts, for the second portion of your double oven.
Insulation
Doors
Glass
Handles
Removable parts that do not affect the functionality of the equipment i.e. racks, shelves,etc.
Electronics
Total Electronics coverage protects your electronics against mechanical breakdown and power surge.
PCs
Tablets
Printers & Scanners
Modems & Routers
Laptops
Home Theater Systems
Gaming Systems
TVs
Cameras
Streaming Devices
Smart Door Locks
Smart Video Doorbells
Smart Home Security Cameras
Smart Thermostats
Smart Watches
Health and Fitness Bands
Roof Leak Repair
Roof leaks.
Porches
Patio
Cracks or Missing Material
Metal Roofs
Eco-Roofs
Camwood Shakes
Masonite Shingles
Items Penetrating The Roof (such as skylights, chimneys, and vents)
Roof-Mounted Installations (such as solar panels) and Leaks Associated with Their Attachments to the Roof
Gutter
Downspouts
FREQUENTLY ASKED QUESTIONS
Different plans cover different items— basic information can be found on our Plans page.
For more specific details on coverage, visit our What’s Covered page.
Of course! Our What’s Covered page features sample contracts in PDF format PLUS detailed explanations of how our plans work.
You do not need a home inspection or maintenance records to purchase coverage, but AFC requires that HVAC systems receive annual maintenance in order to be eligible for coverage.
This means that homeowners need to have a technician perform preventative maintenance, also called a tune-up, on the unit, and be ready to present the documentation to our service staff when requesting
service for a failed HVAC system.
Yes! We offer a number of add-on coverages like pool & spa, septic pump, tankless water heater, and more. Visit our Plans & Pricing page for more information.
You can request service as often as you need it. There is no limit on the number of times you can request service, and the number of service requests does not affect your rate. Ever.
AFC provides coverage in every state except for Hawaii, California, Washington and Florida.
Coverage begins 30 days after enrollment and receipt of applicable membership fees. One-year plans continue for 365 days from your signup date and three-year plans continue for three times as long.
Note: Plans purchased upon sale of a home may be eligible for coverage to begin immediately. See the Real Estate FAQ section for more information.
Unfortunately, we cannot cover everything in your home; however, AFC Home Club has some of the most comprehensive coverage in the industry. We cover items that are in good working
condition and are properly maintained at the time of enrollment.
You can download our sample membership for a specific list of covered items, limitations, maintenance requirements, and any exclusions.
Yes! AFC Home Club offers four different plans and plenty of optional coverages. Items such as a well pump, pool and spa equipment, septic systems, stand-alone freezers, ice-makers, plumbing stoppages, and tankless water heaters are available for an additional fee at the time of enrollment.
You can customize a package to fit your needs any time. Simply call 1-866-242-0629 and let us create a personalized plan or do it yourself online.
30 days from the date of renewal, we’ll start getting in touch with you regarding renewal. For questions regarding renewal, call 1-866-242-0629.
Yes, you can cancel at any time. With AFC Home Club, you are not locked into a contract.
If you cancel within the waiting period, you will receive a refund. After coverage has become effective, you will receive a prorated refund based on the months not used in the plan
and less any service or claims costs incurred by AFC Home Club. A $75 cancellation fee may be applied.
The price depends on the type of plan and service fee amount that you choose. Check plans and pricing online or call 1-866-242-0629 for a quick free quote.
When you request service, you will have to pay your set service fee set for each issue. This payment goes to the technician, and the service fee amount is set by the plan when you sign up—AFC offers $75, $100, and $125 service fees.
You are also responsible for any costs not covered by the plan. Details on limitations of coverage can be found here.
Yes! Pay-in-full and monthly options are available.
Yes, multi-property discounts are available. Call 1-866-242-0629 to speak with a sales representative for discounted rates.
As an AFC Home Club member, you will pay a set service fee (either $75, $100, or $125) each time you request service. This fee goes directly to the technician (plumber, HVAC technician, electrician, etc.).
The amount of the service fee is set by the plan when you sign up. Plans with a higher service fee amount are generally less expensive than plans with a lower service fee.
Giving homeowners different service fee options allows them to find coverage that meets their needs and budgets at the same time.
For example, since homeowners with a newer home and appliances are less likely to need frequent service, they might want to save money on their plan premium by choosing a higher service fee. Homeowners with an older home may anticipate requesting service more often, and may save money by choosing a lower service fee.
No. We’ll offer you the same rate and service fee that you had when you signed up, plus you will be eligible for discounted three-year rates available only to renewing customers.